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If the current balance is zero, cardholders have a grace period of up to 50 days within which they can make the payment for retail purchases. Do all purchases attract an interest charge?Īll purchases don’t attract an interest charge. As soon as your application is processed, the bank will communicate the status via SMS on your registered mobile number.ġ1. To check the status of your credit card application, you can call on our Helpline number 18. How can I check the status of my Credit Card application? Proof of residence if the address in your Aadhaar card is not the current oneġ0.To apply for a credit card, you need to provide the following documents: What are the documents required to apply for a Credit Card? If applicant stays in a rented apartment, they must complete at least 1 year of minimum stay at the current addressĩ.Should have completed a minimum of 2 years in employment and has been with the organization for 1 year.The net monthly income needs to be a minimum of Rs.Maximum age at the time of applying for the credit card is 60 years or the retirement age, whichever is earlier.Minimum age when applying for the credit card should be 21 years.Applicant who meets the following criterion can apply for Easy Credit Card.Who is eligible to avail Easy Credit Card? Alternatively, you can visit the bank’s website to apply for a credit card.Ĩ. All you need to do is call the 24-hour helpline number of IndusInd Bank, which is 18 and apply for a credit card.

Complete the application and submit the formĪpplying for an IndusInd Bank credit card is easy.

Provide proof of your personal documents such as PAN, Aadhaar, proof of address, income proof.

Fill in your personal details such as name, email id, phone number.

You need to follow the steps mentioned below: What are the steps to apply for a Credit Card?Īpplying for a credit card is easy. Debit Cards are linked to your bank account and offered as an additional facility to the users.Ħ. A debit card is used to withdraw money that you have already deposited in your account. The financial institution issuing the credit card allows the holder to spend money within the set limit. What is the difference between a Credit Card and a Debit Card?Ī credit card enables you to make purchases by borrowing some funds, which needs to be repaid within a specific time limit. The cards have a pre-set borrowing limit, which indicates the maximum amount of money a person can spend using the credit card.ĥ. The cardholder doesn’t need to pay any interest if they repay the amount within the specified interest-free period. Owning a credit card enables people to borrow funds from the bank or financial institution, with a promise that they will pay off the amount within a specific time.

Issued by renowned banks and financial institutions, a credit card enables the cardholder to purchase some products or avail of some services on credit. You can easily apply for a credit card depending on your purchase needs. Starting from rewards, cashback to entertainment and dining offers, IndusInd Bank Credit Cards are loaded with benefits. Considering this, we have designed credit cards that come with endless benefits and privileges that meet the specific needs of the customers. Why should you apply for an IndusInd Bank Credit Card?Īt IndusInd Bank, we understand that every customer has a different financial need. Earn attractive reward points and cashbackģ.Using a credit card not only provides financial assistance but also has a number of benefits. Interest is charged on the amount of money that you borrow in case you don’t repay the amount by the payment due date.Ģ. A Credit Card enables you to borrow a certain sum of money, which can be repaid by you later in instalments. While there are many misconceptions about credit cards, when used wisely they can help you manage your finances with ease.